Documents Required to Avail Pradhan Mantri Awas Yojana

The Pradhan Mantri Awas Yojana (PMAY), one of the housing schemes in India, is an Indian government initiative that aims to provide homes to citizens by 2022. Beneficiaries of the Credit Linked Subsidy Scheme (CLSS) under PMAY can get a home loan subsidy of up to 6.5%. You can apply for the PMAY program either online or in person. However, for your application to be processed and to avail of the benefits of PMAY, you must submit some supporting papers.

PMAY Document List

Identity Proof	Address Proof	PMAY Income Proof
Aadhar CardPAN CardPassportVoter ID CardDriving LicenseAny photo identity card issued by a government bodyIdentity Proof verified by a public authority or gazetted officer that recognises the identity proof of the applicant (Note: The letter of the identity proof should not be more than 30 days old)	PassportAadhar CardRation CardElectricity billTelephone billsDriving LicenseVoter ID cardUtility billRent Agreement on Stamp paperLetter from a recognised public authority that verifies the applicant’s addressResident Address CertificateThe letter provided by your employer on a company letterheadBank Statements displaying your addressLatest Credit Card Statements displaying the addressMunicipal or Property tax receiptCopy of the deal while purchasing the PropertyLife Insurance Policy displaying the addressBank Statement of saving account from a post officeSelf/Family Pension payments orders issued by Government departments or Public Sector UndertakingsLeave and license agreement from employers allocating official accommodationsDocuments issued by the government department of a foreign jurisdiction or a letter issued by any foreign embassy	Latest Income Tax Returns along with detailed computations of the income tax filings for the previous two financial yearsSalary slips from your employment (for the past 6 months)In case of own business, detailed balance sheet as well as profit and loss statementsBusiness account log certified and audited by a CAAccount Statements of the past 6 months

PMAY Eligibility Criteria

Economically Weaker Section (EWS)	Annual income less than Rs.3 lakhs
Low-Income Group (LIG)	Annual income up to Rs.6 lakhs
Mid-Income Group (MIG)	Annual income up to Rs.12 lakhs (MIG1)Annual income up to Rs.18 lakhs (MIG 2)

Applicants from Scheduled Castes, Scheduled Tribes, Widows, Senior Citizens, and other groups are also eligible under the PMAY programme. As a result, they may be asked for the following documents-

• Age Proof- Birth Certificate, School Leaving Certificate, Aadhar Card, Passport, etc.
• Marriage Certificates
• Death Certificate of Spouse – In the case of widows

Contact financial professionals at companies providing Housing Finance in India to find out more about Pradhan Mantri Awas Yojana Eligibility. You can use the Home Loan EMI Calculator to calculate your EMI before applying for a Home Loan. The advantages include a simple online approach, minimum paperwork, a flexible repayment period, and much more.