Before buying a house, it is better to stay informed about the essential documents without which you cannot initiate or take forward the procedure of property ownership.
The first and foremost document that should be obtained is the sale deed. It documents the transfer of property rights and ownership. Along with confirmation of the purchase, it also drafts important details like the description of the property, terms, and conditions based on which the deal is materialized, the agreed price and release of property right by the seller.
Another important document that you must obtain is the Building Plan Sanction, which ensures that the layout plan and design comply with the prescribed norms. For instance, if you happen to buy a flat in Arvind Skylark, Jakkur, you should first ensure that the BBMP or the BDA have well approved the plan of the apartment.
Plus, the Khata Certificate and Khata extracts should also be kept in order. Khata certificate is necessary to get water and electricity connection. The Khata extracts trail the ownership of the property and documents the current ownership. Khata extracts register a property against a specific name, thus substantiating the ownership.
To ensure that the ownership of the property is not associated with any adversity later, it is also required to obtain the encumbrance certificate, which proves that the property has no pending dues against it. Plus, you should also check the commencement certificate of the property, which reflects the legality of the construction of the property.